MAY NEWSLETTER By Money Management Counselors Check out this great info on Frugal living, Great Tips on De-cluttering and More!

MAY NEWSLETTER
By 
Money Management Counselors 
Check out this great info on Frugal living, Great Tips on De-cluttering and More! 

Frugal living is simply being intentional with your money. That means prioritizing the things that are important and spending on them and reducing your spending on things that aren’t important.
 
When you think about how to live frugally, you probably think of cutting costs and living with less. Whilst lower expenses are an important part of living frugal, there are other things you can do to improve your finances so you can increase your net income, whilst reducing your outgoings.
 
The best frugal living tips won’t make a difference if you don’t have a budget. Create a budget that works for your lifestyle.  A budget is simply a plan for where your money goes each month. I like to think of my budget as a tool for getting you the life you want.  Finding the right frugal living budget for you might take some time as there are lots of different ways to budget. Money Management Counselors can assist you in creating a budget that fits your lifestyle and goals.  The choices are always yours to make... because it's never JUST about money.

Frugal Retirement Living Tips for Seniors 
By Erin Huffstetler
 
"Newly retired or been retired for awhile and looking for ways to cut your expenses, so you can enjoy your retirement, without worrying that your money will run out? These savings tips are just for seniors, like you."  Excerpt from article.
 

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Tip Of The Month
Keep Making 5-Year Plans
Goal-setting isn’t just for twenty-somethings. The more you plan for the future, the more you’ll get out of your retirement. Brainstorming over your next move in life can be a great way to spend Sunday morning coffee time.
Just make sure your plans and goals keep in sync with your retirement finances.

 
The Best Decluttering Advice We’ve Heard
By Staff Oprah.com
 
"This is your year to finally get—and stay—organized. Here, experts reveal their best tips, tricks and strategies for keeping a clutter-proof home.
 
Know Your Clutter Personality
 
Too Busy = Too Many Extras: You buy items you already own because you don’t have a system in place for where to store them or, when you need to find things fast, the time to search through all the possible storage spots.
 
Constant Worrier = Must Save Everything: You’re concerned that you “might” need something in the future, so you save everything, “just in case.”
 
Overwhelmed in Life = Overwhelmed at Home: You don’t know where to begin—so you just live with the chaos.
 
By identifying which category you fit into, you can avoid your weak spots."
 
Excerpt from article.  To learn more info and tricks click below.

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Disclaimer-We here at Money Management Counselors have found that many of us fall under more than 1 category so don't be surprised if you do! LOL 

 
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Checklist for My Family: A Guide to My History, Financial Plans and Final Wishes
By Sally Balch Hurme
 
Put your life in order with this valuable new resource from AARP and the American Bar Association. Checklist for My Family guides you through the process of gathering in one place your finances, legal documents, online accounts, wishes about medical care, and more. Plus it tells you what you need, why you need it, what’s missing, and where to get it. ​​​​​​​

Preview Book

Documents Every Family Should Have
By Suze Orman, AARP The Magazine
Suze Orman outlines the essential papers you should have for Estate planning including a will, power of attorney, advance directive and more.
 

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