Greetings! Fall is certainly in the air, and it would seem the Holidays are in "fast-forward" mode, much like it feels our time is these days. As Halloween appears to be sharing shelf space with Christmas, the more people I talk to, "Feeling overwhelmed and short on time" is becoming a universal opinion.

As we age, Harvard University Professor Adrian Bejan argues that electrical signals must traverse greater distances; thus, signal processing takes more time. Moreover, aging causes our nerves to accumulate damage that provides resistance to the flow of electric signals, further slowing processing time. Like a film, slower processing times result in us perceiving fewer "frames-per-second" which leads to time passing more rapidly. When we are young, each second of actual time is packed with many more mental ideas. So, like a slow-motion camera that captures thousands of images per second, time appears to pass more slowly.

What does this have to do with Money? On the surface, not much, but on a deeper level, our "fast forward" mind can affect our stress levels, contributing to money issues. Have you ever found yourself doing the "bandaid?"

The day got away, no time to fix a meal, so you do the quick take-out or fast-food drive-through? You look at the calendar, and that future event is here, and you could have sworn you had weeks yet to plan for? Now you are buying a cake you would have typically made or doing gift cards instead of gifts because what you would want to order would never arrive in time. You are a day or even a week off paying a bill for "time got away," and now you have a fee attached.

By exploring our money mindset and money issues, we open ourselves up for that deep breath and a pause off the hamster wheel of "fast forward." Reducing the stresses that cause the "bandaid," which causes the "money leaks" created by our "fast forward" lives by establishing money goals that work. Working through structuring your time, breaking up large tasks, creating short-term deadlines, and knowing you're not going it alone. Make the process of getting ahead of financial fallouts, goals, and long-term financial planning successful. 

We cover financial beliefs and Money, our careers, financial priorities, and more in this month's issue of the "Women and Money" Newsletter. Also, we have set the dates for the next Money Mindset Makeover Workshop, so mark those calendars for January 22nd, 2022. All the details are on our website. 

Happy Fall, Everyone! You're not alone in this 'fast forward" world, and we are only an email or phone call away if you want a hand jumping off that wheel for a spell. 

...because it's more than JUST about the Money.

Leslie Boden 

Director

Mind Over Money: How These 4 Women Challenged Their Financial Beliefs — and Thrived

By: Lindsay Tigar

"Financial freedom doesn’t begin when you hit a money milestone.

It starts with what’s in your head. It takes a certain mindset to walk away from a cushy full-time job to start your own business. It takes creative thinking to come up with a non-traditional approach to deal with crushing debt. It takes self-awareness — and a dose of bravery — to move beyond the status quo.

As these four women discovered, changing your mindset about money is one of the most impactful things you can do to grow personally, professionally, and financially." Excerpt from article

Fall Reading Hot List

To succeed in our careers, we have to talk about money. But it can be uncomfortable. So we drafted Farnoosh Torabi, a money expert and host of the podcast SO MONEY, to demystify and destigmatize talking about and planning for our financial realities.

Farnoosh Torabi on financial planning: "Money affords you options."

By: Jesse Hempel

"On Hello Monday, we talk about work. We often debate whether you should love your job. I’ve interviewed executives who leave corporate lives to write novels, and artists who go on to have huge commercial successes.

But there’s something we haven’t addressed directly. That’s money.

Regardless of what you do, for most of us, work is the way we make money. Our relationship to our finances has an impact on the career choices we make.

My guest today is Farnoosh Torabi. She’s a money expert and host of the podcast So Money. Farnoosh talks with people about the money choices they make—how they get out of debt, or build savings, or retire early. 

We all come to this conversation from different backgrounds, with different access to resources. But no matter who you are, there’s real power to be had in taking control of your finances, and it starts with talking about them." Excerpt from the Article

"Automating some of your finances can be incredibly convenient and is a great way to save time, but automating everything makes it too easy to go on autopilot and forget to pay attention to your personal finances"

              ALEXA VON TOBEL

                                       FOUNDER OF LEARNVEST.COM