Here’s how we can help make the application process easier for you:

To get pre-qualified & request a short form to apply: Suitability Pre-Check

To talk to a knowledgeable agent @ 949-235-4299

Lowering barriers with your first application

• You’re eligible to receive a
• $750 premium bonus when your premium is between $75k and $249k or  
• $1,500 premium bonus when your premium is between $250,000 and $500,000.
•  
• Talk with a consultant about premium amount, type of product, and suitability requirements to ensure eligibility.
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• Keep in mind that with a no-risk retirement plan you’ll be able to sleep at night peacefully while your money is safely compounding. We’ll explain the options available, so you can choose what works best for you. Even if you’re not saving for your first retirement plan, you’ll appreciate what this new plan makes available for you.

Quality guidance

Our knowledgeable agent will help you navigate the process, listen to your specific needs and present you with customized guidance.

Apply with ease

Our simplified online application will give you the option to connect with your financial accounts and easily upload documents.

Have additional questions? Learn more about our financial offerings.

Let’s look at an example of a couple who, having built their retirement fund to $1 million during their working years, transfer  $400,000 to an annuity  at age 65. Depending on the exact annuity selected and the age of the youngest spouse at issue, this amount would yield from $24,500 to $32,600 for life in annual income at age 70. This income lasts as long as either member of the couple remains alive. If these retirees have $40,000 or $50,000 a year in Social Security benefits, they now have a  lifetime income of $64,500 to $82,600 a year . In addition to collecting guaranteed income for life, this retired couple still has $600,000 that they can keep entirely in equities if they so choose. They are insured against the volatility of a bear market and are able to provide for all their basic necessities. Effectively, they continue to have the 60/40 split – stocks to bonds – they would have had before, but the 40 percent in bonds is now in an annuity instead of being held in a bond fund. They can capture the return on equities with the remaining amount of their financial assets, pay for vacations, unexpected expenses and either leave a bequest to their children or cover several years in a nursing home. That is why an annuity purchase is so logical and a justifiable strategy.

Bill Moeller is president and founder of Clarity Financial Insurance. Over the last 40 years, Bill has counseled and worked with hundreds of people planning for and growing their retirement. His practice of helping more people grew out of those consultations and the realization that people need help navigating their course to and through retirement.

P.S. Anyone can recommend accumulation of a stock and bond portfolio. But it’s entirely different to build a comprehensive, safe and secure plan that creates and distributes a steady stream of guaranteed income for years to come!

CLARITY FINANCIAL INSURANCE

info@gainfinancialconfidence.com

949-235-4299