Saving is the foundation of our financial lives. We save for all kinds of things: a down payment, our kids’ education, and of course the biggie, retirement. But saving without investing is like pizza without cheese, like salad without dressing, like the beach without sun. You get the idea.

Saving is good, but investing makes it great.

Everyone understands what saving is, and everyone knows how to do it: put money aside into a separate account and don’t touch it. Chop up the veggies and toss them in a bowl.

But the salad dressing? It’s a bit more complicated. Buying a pre-made bottle of dressing is like nodding your head when the person at your bank tells you what mutual fund to put your money into: you don’t really know what’s in it, or how it’s made, but it does the trick (and it’s better than not eating salad at all).  

Enough with the salad dressing analogy. The point is, investing your savings is crucial.

The good news is that investing is simple.

There are various ways to get invested: through an advisor, with your bank, or by doing it yourself online. In my view, the least expensive and most empowering approach is doing it yourself.

I’m not going to sugar-coat it: there’s some learning and work to be done up front and you’ll need to have some desire and motivation, but maybe not as much as you think. (Hint: You don't have the read the business section.)

Feeling inspired?

Great! I’m here to help.

Over the next few weeks, I’ll be posting a series of articles about investing. You will learn about:

• Why you need to be in the stock market
• Managing risk when investing in the stock market
• What it takes to become a do-it-yourself investor
• How to choose the right investments
• The real deal with mutual funds
• How to invest using exchange-traded funds

If you’d like to dive in but aren’t comfortable doing it all on your own, I’m here to help. With one-on-one guidance, I can teach you what you need to know, give you a step-by-step plan, and answer your questions.

Get in touch with me!