Afsar Estate Planning

October 2016

 

News You Can Use

Welcome to the third issue of News You Can Use.  As an Attorney since 2001, I have helped people with their Estate Plans and have prepared over 5000 Wills, Trusts, Advance Health Care Directives and Powers of Attorney.  I recently opened Afsar Estate Planning and am primarily focused on Providing Estate Planning Expertly, Efficiently & Affordably.

 

I just got back from Chicago where I was "In The Room Where It Happened" and experienced the Hamilton-Chicago Premiere, where my daughter, Arianna Afsar, is playing the role of Eliza Hamilton, Alexander Hamilton's wife.  If you are interested in reading about Chicago and the Hamilton Premiere, you can read my Blog.

October FREE Presentations

Call 858-356-2731 For More Information

Contact Afsar Estate Planning To Register

 

Friday, October 14, 2016 - 10:00am
Workshop--Estate Planning

Encinitas Library--540 Cornish Drive, Encinitas 92024

​This Workshop will be an informal forum for ANY questions about Wills, Trusts, Deeds, Probate, Advance Healthcare Directives, Powers of Attorney, Joint Tenancy, Tenancy in Common, Right to Die, POLST, HIPAA Disclosures, Estate Planning, Incapacity, Probate Avoidance, Transfer on Death Deeds, Debtor Issues after death. Bring your documents to this engaging Workshop.

 

Friday, October 28, 2016 - 10:00am

Workshop--Estate Planning
Encinitas Library--540 Cornish Drive, Encinitas  92024
​This Workshop will be an informal forum for ANY questions about Wills, Trusts, Deeds, Probate, Advance Healthcare Directives, Powers of Attorney, Joint Tenancy, Tenancy in Common, Right to Die, POLST, HIPAA Disclosures, Estate Planning, Incapacity, Probate Avoidance, Transfer on Death Deeds, Debtor Issues after death. Bring your documents to this engaging Workshop.

Frequently Asked Questions

This month's question is What Is HIPPA?

Woman Sentenced for Impersonating FBI Agent in Connection with Lottery Fraud Scheme Based in Jamaica

The Department of Justice announced today that Vania Lee Allen has been sentenced to 40 months in prison for her role in a Jamaica-based lottery fraud scheme, followed by three years of supervised release. Allen was also order to pay $117,000 in restitution.

Your Top 5 Questions About Veterans Aid & Attendance

A Place for Mom and VeteranAid.org recently hosted a webinar to share more about Veterans Aid & Attendance pension benefits with families.

'Hamilton' rising - Chicago production is ready for its debut

No doubt about it. Lin-Manuel Miranda got lucky with the name. Just say it: Alexander Hamilton. It has a built-in rhythm - perhaps not a strictly Shakespearean iambic pentameter grouping of beats, but its seven syllables fall so rhythmically, and so trippingly on the tongue (without any distortion of the natural pronunciation of that Founding Father's name) - that it seems made for music.

The best way to take required minimum distributions from IRAs

Q: Some investment firms have a program that distributes partial required minimum distributions (RMDs) from IRAs over 12 months. Would this act like dollar-cost averaging in reverse to balance out the market highs and lows and avoid trying to time the market? Thoughts?

What Do I Do With Unused 529 Plan Money?

Money that's left in these college-saving funds are subject to income taxes and an early-withdrawal penalty, except in some circumstances. By , Contributing Editor September 20, 2016 Q I opened 529 college-savings accounts for both of my grandsons. One of them just won a four-year scholarship to college.

Five facts about your 401(k) every retiree should know

Make sure you know these facts because ignorance could cost you money or leave you short of your income goals. Millions of Americans will count on their 401(k) accounts to provide income when they retire. Depending on your situation and other retirement income sources such as Social Security and pensions, the money from your 401(k) could make - or break - your retirement.

U.S. Just Made It a Lot Less Difficult to Sue Nursing Homes

The federal agency that controls more than $1 trillion in Medicare and Medicaid funding has moved to prevent nursing homes from forcing claims of elder abuse, sexual harassment and even wrongful death into the private system of justice known as arbitration.

Is 70 the new retirement age?

Forget about 62, 63, or 65. More and more Americans are embracing the new reality that is retiring at 70 -- or later. Many people look forward to retirement after spending years struggling through the daily grind. Unfortunately, a growing number of Americans may have to wait even longer to make their grand exit from the workforce.

Should Social Security's minimum benefit go up?

Proposals suggest a boost would help some retirees, but it would come at a cost. Is a raise worth it? Social Security is a key source of income for many Americans, and a huge portion of the retired population of the U.S. gets the majority of the cash they need to pay their living expenses from Social Security.

Prop. 13: It's better if you're wealthier

Almost 40 years after California voters passed Proposition 13 to rein in property-tax increases, available data shows that wealthy Californians have benefited the most, according to a new report from the state Legislative Analyst's Office. The reason? The wealthy are more likely to own property, and at higher values.

More dark clouds loom over Wells Fargo

Wells Fargo gets yet another black eye as California suspends business relationships with the bank. Criminal inquiries have been opened. The DOL fiduciary rule presents financial advisers with new challenges and opportunities when it comes to target-date funds. Establishing a process for selecting and reviewing TDFs.

Schedule A FREE Presentation

If you, your group or organization, or anyone you know would like to have a FREE Presentation, contact Afsar Estate Planning or call 858-356-2731 to schedule one. Topics include:

 

Everything You've Always Wanted To Know About Estate Planning...

If It Sounds Too Good To Be True…It's Probably A Scam.

Transfer On Death Deed…Is It A Good Or Bad Idea?

Vesting...Tenancy In Common, Joint Tenancy, Community Property?

AB Trusts…Are They Necessary or Obsolete?

Incapacity...What Documents Do I Need Before That Happens?

Probate...What Happens To My Stuff When I Die?

AHCD, POLST, RTD…What’s The Difference?

Power Of Attorney…What Is It and Do I Need One?

Trust Review…Revise, Renew or Restate?

 

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